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Liability Insurance

Protecting your business from third-party claims, legal costs and financial loss

Insurance Coverage

Liability Insurance

In today's litigious business environment, a single third-party claim can threaten your company's finances and reputation. Liability insurance protects professionals, manufacturers and directors from the financial consequences of lawsuits. Shah Insurance structures bespoke liability solutions for businesses of all sizes across India.

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Liability Insurance

Protecting your business from third-party claims, legal costs and financial loss

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Plan Options

Choose the Right Plan

Professional Indemnity

Covers professionals against claims of negligence, errors or omissions. Essential for consultants, doctors, lawyers and IT firms.

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Public Liability

Covers your legal liability to third parties for bodily injury or property damage arising from business operations.

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Directors & Officers (D&O)

Protects company directors and officers against personal liability for managerial decisions and governance failures.

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Key Benefits

Why Shah Insurance
for Liability Insurance?

We compare plans from 18+ insurers to find you the best coverage at the most competitive premium.

Legal Defence CostsCovers legal fees, court costs and defence expenses in addition to claim settlement.
Premises LiabilityProtection for incidents occurring on your business premises causing third-party injury.
Product LiabilityCovers claims arising from bodily injury or property damage caused by your products.
Errors & OmissionsProtection against financial losses suffered by clients due to professional mistakes.
International CoverMany policies extend to cover claims arising from operations in multiple jurisdictions.
Retroactive CoverCover available for claims arising from incidents that occurred before the policy start date.
How It Works

Get Covered in 4 Simple Steps

1
Describe Your Business

Share your business type, turnover and the nature of your professional services.

2
Risk Assessment

Our team assesses your specific liability exposures and recommends appropriate cover limits.

3
Get Tailored Quote

We obtain quotes from specialist liability insurers and present the best options.

4
Policy & Protection

Policy issued with full documentation. Claims support available from day one.

FAQs

Common Questions

Any professional who provides advice, designs, consulting or specialist services should have professional indemnity insurance — including doctors, architects, engineers, IT professionals and consultants.

Public liability covers injury or damage to third parties arising from your business operations or premises. Product liability covers injury or damage caused by your manufactured or supplied products.

Professional indemnity is mandatory for certain regulated professions (e.g., company secretaries, doctors). Public liability is mandatory for businesses handling hazardous substances under the Public Liability Insurance Act, 1991.

D&O insurance covers personal liability of directors for alleged wrongful acts, including breach of fiduciary duty, misrepresentation, and errors in decision-making, defending them against regulatory investigations and shareholder suits.
Our Network

Partnered with India's Top Insurers

Bajaj Allianz
HDFC Ergo
Tata AIG
ICICI Lombard
SBI General
Max Bupa

Ready to Get Protected?

Get your free insurance quote today. No paperwork, no hassle — just the best coverage at the best price.

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